Muhammad Azizur Rahman Bin Ramli Universiti Teknologi Mara
This study addresses low student motivation in Fiqh Muamalat by developing an innovative HTML5-based educational simulation game. Utilizing Scrum and ABCDE methodologies, the research integrates Problem-Based Learning (PBL) to bridge the gap between complex Shariah concepts and digital-native learners. By focusing on Islamic financial literacy, including Akad and Khiyar, this interactive tool empowers educators to overcome digital competency constraints while fostering ethical and moral reflection in contemporary digital transactions.